Simplified Japan Pension Calculator
Create a deliberately simplified annual and monthly estimate using the FY2026 full basic pension and the published post-April-2003 earnings factor. Use official records for a real forecast.
Simplified planning estimate only. It excludes pre-April-2003 service, contribution exemptions, record-specific revaluation, additions, early or delayed claiming, pension agreements, lump-sum withdrawal effects, and in-service reductions.
Enter your scenario
Use the details that match your situation. Your estimate stays in this browser.
How this estimate works
- The FY2026 full old-age basic pension is 847,300 yen for 480 fully credited months for a person in the current age group.
- The post-April-2003 earnings-related estimate multiplies average standard remuneration by 5.481 per 1,000 and covered months.
- Japan Pension Service records, Nenkin Net, or the official public pension simulator should be used for a personalized forecast.
Official sources
- Japan Pension Service: FY2026 old-age basic pension
- Japan Pension Service: old-age Employees' Pension formula
- MHLW: official public pension simulator information
Rules and published amounts can change. Open the source pages and confirm the date and conditions before making a tax, payroll, benefits, pension, or investment decision.
Frequently asked questions
What is the full old-age basic pension for FY2026?
For the current age group, the published full annual amount is 847,300 yen for 480 fully credited months.
Is this an official pension forecast?
No. Use Japan Pension Service records, Nenkin Net, or the MHLW public pension simulator for a personalized estimate.